Loan Products
Montgomery Realty and Financial Services is a reputable E&O insured full service mortgage/real estate broker company. MRFS can sell, lease refiance or finance any property type (Residential,Commercial and Land). MRFS caters to all borrower types rather your W-2 employed or self employed.
- VA Loan
- The Department of Veterans Affairs (VA) offers VA loans to help eligible veterans, active duty service members, and their families buy, build, repair, retain, or adapt homes. VA loans are partially ba
- FHA LOAN
- An FHA loan is a mortgage insured by the Federal Housing Administration. FHA loans are helpful for buyers with limited savings or lower credit scores.
- COMMERCIAL LOAN
- A commercial real estate (CRE) loan is a mortgage that's secured by a lien on a commercial property, and is used to finance the purchase, construction, rehabilitation, or refinancing of that property.
- CONSTRUCTION LOAN
- A real estate construction loan is a short-term loan that provides funds to build or renovate a home, office, or other real estate property. Construction loans are usually disbursed in installments as
- LAND LOAN
- A vacant land construction loan is a type of land loan that finances the purchase of vacant land and the construction of a building on it. Land loans are similar to mortgages, but they don't use a hom
- BRIDGE LOAN
- A bridge loan is a short-term loan that helps people buy a new home before selling their current one. It's also known as a swing loan or gap financing.
- CONVENTIONAL LOAN
- A conventional loan is a mortgage that's not insured or guaranteed by the government, but is instead backed by a private lender. They're the most common type of mortgage loan available to homebuyers.
- RENOVATION LOAN
- The FHA 203(k) renovation loan, also known as a Section 203(k) rehab loan, is a government-backed mortgage that allows homebuyers and current homeowners to finance both the purchase (or refinance) of
- PRIVATE MONEY LOAN
- A private money loan is a type of short-term financing, primarily used for real estate investments, that is provided by an individual or private organization rather than a traditional bank or credit u
- DSCR LOAN
- A DSCR loan (Debt Service Coverage Ratio) is a mortgage for real estate investors that qualifies based on the property’s rental income rather than the borrower’s personal income. It measures the ratio
- 1 YEAR PROFIT AND LOSS STATEMENT LOAN
- A Profit and Loss (P&L) mortgage loan is a non-QM (Non-Qualified Mortgage) loan program tailored for self-employed individuals, business owners, or freelancers who cannot prove income via traditional
- 1099 PROFIT AND LOSS LOAN
- A 1099 mortgage loan is a non-qualified mortgage (non-QM) designed for self-employed individuals, freelancers, and independent contractors who use 1099-NEC forms rather than W-2s to prove income. Inst
- BANK STATEMENT LOAN
- A mortgage bank statement loan is a non-QM (non-qualified mortgage) designed for self-employed individuals, freelancers, or business owners who cannot show traditional W-2 income. Instead of tax retur
- FOREIGN NATIONAL MORTGAGE LOAN
- A foreign national mortgage loan is a specialized financing option for non-U.S. citizens who do not live or work in the United States and lack a U.S. credit history, allowing them to purchase or refin